One Online Private Investigator Magazine's Approach to Social Networking

Great Editor's update by Scott Harrell at Pursuit Magazine concerning Social Networking with PIs.

I think that it is great that they are embracing the whole media vertical thing rather than being a one dimensional print-based magazine.

I would also point out that I just saw a list of types of private investigator services as well on the Be A Private Eye Blog and thought that also was really good information; especially now that many people are either getting into the private investigation business as a new career or established PIs are branching out with new and improved service and product options.

They discuss various types of services under the categories of Surveillance, Insurance, Corporate Investigations, Civil and Domestic Cases, Skip Tracing and Locating Missing People, Forensic Computer Examination, Criminal Defense Investigations, and Political and Discovery Assignments. The list does a great job at enumerating all of the different choices a new private investigator has when trying to figure out what types of PI assignments in which he or she might want to specialize.

The options are endless and the subject really deserves its own entire article here. The blog lists the most obvious ones. I absolutely recommend that investigators find their niche and specialize in only a few types of investigations! There are several important reasons for this, but it can be summed up this way: when you are the most notable investigator in your region of the country for a specific type of investigation, you will find MANY additional opportunities to make a lot more money than if you advertise yourself as a “jack of all trades.” This has been proven across the country time and time again and was something I learned while working for CompassPoint Investigations.

Workers Compensation Claims Question

"Bill" submits this question:

I am doing a sub contract job for a Private Investigator who has a client who is a business owner and has hired this P.I. to investigate some of his employee's workers compensation claims that the insurance company will not do. The goal is to get enough evidence for a criminal filing for insurance fraud if enough evidence can be found. The Private eye has been asked to act as a safety consultant" in order to have a pretext to talk to these employees about their cases. This PI has asked me for advice.

Although I told him I didn't feel this sounded either legal or ethical I've been in the business only a couple of years and there may be some information out there I'm not aware of. I'm not asking for legal advice but was hoping someone out there may have had a similar situation and could pass on some information.

Any advice or past experiences would be appreciated.

Here are some answers which were provided:

I don't know the legalities of it; but ethically it is the employer that gets the hit on his disability premium when the employees go out. It seems to me he has the right to get them checked out himself. If all else fails as "Safety Consultant", if your friend finds some blatant safety problems for the owner of the business and it helps him reduce the hazards all the better. -D.H.

You may want to have your friend read what the California Labor Code says about this. Insurance companies have an obligation to investigate fraudulent claims. The problem is that when an examiner has 800 open cases (that's not an exaggeration) sitting on his desk, the only way he learns of the fraud many times is when he gets a tip from the employer. Each insurance company is different. Some may take the information obtained from the employer and run with it. Others will not touch it because the chain of custody may be tainted. The insurance company is supposed to be looking out for the employer but everyone knows that in the end,....they're looking out for themselves and their exposure. Evidence obtained by the employer (or employer's PI) and given to a good worker's comp defense attorney will go a long way in getting the insurance carrier to step up to the plate and do the right thing. When looking at a large exposure, this may be well worth the effort. A few years ago a study was conducted that found for every $1.00 spent on investigations, $38.00 was saved on fraudulent/exaggerated workers' compensation insurance benefits. -B. V.

There wouldn't be a problem, unless the Claimants are represented by legal counsel. Your friend would also have to follow the insurance laws in your state; I would suggest he talk to a couple of local adjustors and risk managers. -S.H.